While the peak of the foreclosure crisis has passed, thousands of New York City homeowners are still at risk of losing their homes. With the rising cost of living, unemployment, consumer debt, and predatory practices in the mortgage lending industry, low- and middle-income homeowners — often concentrated in communities of color — are especially vulnerable.

Foreclosure is a complex process filled with filing deadlines, court dates, and confusing interactions with mortgage servicers. But what is a foreclosure? And what does a homeowner need to know to keep their home?

CUP teamed up with the Legal Aid Society and design studio Work By All to create Yours to Keep, a bilingual, foldout poster in English and Spanish. By introducing players involved and breaking down key steps in the foreclosure process, the poster helps homeowners in NYC understand their legal rights and options to keep their homes.

Yours to Keep will launch ((soon)). The Legal Aid Society is also distributing the guide at its weekly Foreclosure Prevention Clinics in the Bronx and Queens — the boroughs with the highest foreclosure rates in the city. 

Resources & Links

The Legal Aid Society is a private, not-for-profit legal services organization, dedicated since 1876 to providing quality legal representation to low-income New Yorkers.

Making Policy Public is a program of the Center for Urban Pedagogy (CUP). CUP partners with policy advocates and graphic designers to produce foldout posters that explain complicated policy issues, like this one.

Funding Support

Support for this project was provided by the National Endowment for the Arts and public funds from the New York City Department of Cultural Affairs in partnership with the City Council.

Big Thanks

Sherry Gill, Yosef Ishak, Malloree Johnson, Barbara Khan, Christine Gaspar, Siyona Ravi, Emilio Vides-Curnen, James Boyd

Participants

  • CUP
  • Oscar Nuñez, Yasmin Safdié, Mark Torrey

  • The Legal Aid Society
  • Oda Friedheim, Asher Kaplan, Jenny Braun-Friedman, Mary Bianco
  • Design
  • Work by All